Secured Credit Cards

Orchard Bank MasterCard® Secured

Three Great Reasons to Apply 1. It's smart, with rates and terms that are easy on the pocketbook. 2. It's easy, with flexible guidelines that meet your needs. 3. It's safe, with fraud protection and no liability for unauthorized transactions. Get the buying power you deserve! • Initial Credit Limit Up to $1,000. • Low Annual Fees. Competitive APRs. • Periodic Credit Limit Increase Review. • Complimentary Online Services for Account Management and Payment.

Improve Your Credit	Orchard Bank Platinum MasterCard®
	• Enjoy the prestige of Platinum with no up front fees • Premium Platinum benefits including Purchase Protection • Great credit card to strengthen your credit • Reports to all 3 credit bureaus monthly, which can help improve your credit score • Free Online 24-hour Account Access and Bill Pay • Periodic credit limit increases • 4 Plastic Designs to choose from - Choose your own Plastic

Rewards Credit Cards	GM Flexible Earnings® Card
	• A full 1% cash back option • Earn a full 1% toward any new vehicle • Triple your Earnings to 3% toward an eligible, new GM vehicle • No Annual Fee

Improve Your Credit	Orchard Bank Silver MasterCard®
	• Great credit card to strengthen your credit • Reports to all 3 credit bureaus monthly, which can help improve your credit score • Free Online 24-hour Account Access and Bill Pay • Periodic credit limit increases • 4 Plastic Designs to choose from - Choose your own Plastic

Bad or No Credit Cards

Orchard Bank Gold MasterCard®

from Household Bank® Is your credit less than perfect? Are you looking for a credit card that can help you establish or re-establish your credit without costing you hundreds of dollars to obtain? If you said yes to either, then apply today for an Orchard Bank MasterCard®! • Low Annual Fees • Competitive APRs • Periodic Credit Limit Increase Reviews • Complimentary Online Services for Account Management and Payment

Pre-Paid Credit Cards

Wired Plastic Prepaid Visa®

Wired Plastic is the most advanced Prepaid Debit card available. It offers flexible pricing plans, an innovative Rewards Program and several convenient card loading options including; Free Direct Deposit, Bank Transfers and Instant Cash Loading at over 100,000 retail locations nationwide. Plus you never pay NSF, overdraft or bounced check fees! • No Upfront Payment Required - Receive your new Visa card in as little as 3 days. • Rewards Program - Earn 1 point for every $1 spent, redeem points for; LD Phone Calls, Prepaid Wireless Airtime and Music Downloads. • Convenient Loading Options - Free Direct Deposit or add cash instantly at over 100,000 retail locations nationwide. • Overdraft Safety Program - Qualify to receive up to a $1500 cash advance directly to your card!

Misc Credit Cards	Union Plus® Credit Card
	from Household Bank® Attention Union Members! You're eligible for the exclusive Union Plus® Credit Card - the only card endorsed by your union. Join the 3 million members who carry the Union Plus® Credit Card. • $0 liability on any unauthorized charges • No Annual Fee • Personal Customer Service - Speak with a representative 24 hours a day • Apply now and receive a response within 60 seconds

Catalog Cards

All American Gold

Get a $6000 Gold Credit Line regardless of credit history. Your approval is *guaranteed regardless of your credit history. And to help you get your $6000 Gold Shopping Card sooner, there are no employment or credit verifications (*see website for terms and conditions) • Approval is guaranteed when qualifications are met • The Card is an Unsecured Line of Credit • The Shopping Club offers over 16,000 products • You can be approved even if you have No Credit or Bad Credit

Catalog Cards

USA Platinum

Get a $7500 Platinum Credit Line regardless of credit history. Your approval is *guaranteed. Regardless of your credit history. And to help you get your $7,500 Platinum Shopping Card sooner, there are no employment or credit verifications. (*see website for terms and conditions) • Approval is *guaranteed when qualifications are met • The Card is an Unsecured Line of Credit • The credit line is reported to a major Credit Bureau • You can be approved even if you have No Credit or Bad Credit

Catalog Cards

USA Gold Card

Get a $5000 Gold Credit Line regardless of credit history. Your approval is *guaranteed. Regardless of your credit history. And to help you get your $5000 Gold Shopping Card sooner, there are no employment or credit verifications. (*see website for terms and conditions) • Approval is *guaranteed when qualifications are met • The Card is an Unsecured Line of Credit • The Shopping Club offers over 16,000 products • The credit line is reported to a major Credit Bureau